Terms of Service
Effective October 27, 2026
Use of This Site
juliovaldezmtg.com is the website of Julio Valdez, a loan officer withC2 Financial Corporation. By using this site, you agree to use it only for lawful purposes and in a way that doesn’t infringe the rights of others. The content on this site is for general informational purposes and does not constitute a loan commitment or offer of credit.
No Commitment to Lend
Nothing on this site, including the mortgage calculator, is a commitment to lend or a guarantee of loan terms. All loans are subject to credit approval and underwriting. Rates, terms, and availability vary and are not guaranteed until formally locked and approved.
Licensing
Julio Valdez is licensed under NMLS #240258. C2 Financial Corporation is licensed by the California Department of Real Estate, Broker #01821025; NMLS #135622. Equal Housing Opportunity.
Changes to These Terms
We may update these terms from time to time. Continued use of this site after changes are posted constitutes acceptance of the updated terms.
Contact Us
Julio Valdez, Loan Officer, C2 Financial Corporation
12230 El Camino Real, Ste 100, San Diego, CA 92130
(213) 232-9060 | jvaldez@c2financial.com