Privacy Policy
Effective October 27, 2026
Information We Collect
When you contact us through juliovaldezmtg.com — by phone, email, or our contact form — we collect the information you provide, such as your name, phone number, email address, and the content of your message or inquiry. If you apply for a loan, we collect the information required for that application through our loan application system.
How We Use Your Information
We use your information to respond to your inquiries, communicate with you about your loan application or status, and provide the mortgage and lending advisory services you’ve requested.
How We Share Your Information
We do not sell your personal information. We share information only as necessary to originate and fund your loan — including withC2 Financial Corporation (NMLS #135622) and the lenders it brokers loans to — or as required by law or regulatory obligation.
Your Choices
You can request that we delete information you’ve provided by contacting us directly at the information below, subject to our obligations to retain records required by mortgage industry regulation.
Contact Us
Julio Valdez, Loan Officer, C2 Financial Corporation
12230 El Camino Real, Ste 100, San Diego, CA 92130
(213) 232-9060 | jvaldez@c2financial.com