LOAN PROGRAMS

Whatever the goal,
we’ve done the loan.

From first-time homebuyers to seasoned investors, we shop your file across lenders and structure the loan around where you’re going. Start with the program that fits — or tell us the goal and we’ll find it.

DSCR Loans loan program

DSCR Loans

Investment property financing qualified on the property's rental income — not your personal income or tax returns.

Bank Statement Loans loan program

Bank Statement Loans

Income qualification using bank deposits instead of tax returns — built for self-employed borrowers.

CPA P&L Loans loan program

CPA P&L Loans

Self-employed financing qualified on a profit-and-loss statement prepared by your CPA, Enrolled Agent or licensed tax preparer — not your tax returns.

HELOC loan program

HELOC

A revolving line of credit secured by your home's equity — draw what you need, when you need it.

Home Equity Loans loan program

Home Equity Loans

Borrow a lump sum against your home's equity with a fixed-rate second mortgage, while your existing first mortgage stays untouched.

Jumbo Loans loan program

Jumbo Loans

Financing for loan amounts above conventional limits, built for higher-value properties.

Conventional loan program

Conventional

Traditional conventional financing following standard Fannie Mae / Freddie Mac guidelines.

FHA Loans loan program

FHA Loans

Government-backed financing with flexible credit requirements and low down payment options — a popular path for first-time buyers.

VA Loans loan program

VA Loans

A loan option for eligible veterans, active-duty service members, and their families, guaranteed by the U.S. Department of Veterans Affairs.

Commercial loan program

Commercial

Financing for commercial and mixed-use properties, structured around the deal.

NEXT STEP

Not sure which
one fits?

Tell us what you're trying to do. Julio will look at your situation and tell you plainly which programs make sense — and which don't.

Apply Now Send a Message Call (213) 232-9060